Finnov India Development Center Pvt. Ltd.
Terms & Conditions for Business Partner of Finnov partner Application

Welcome to Finnov India Development Center Pvt. Ltd. ("Android Application") owned and operated by Finnov India Development Center Pvt. Ltd. (CIN U74900PN2014PTC152269), hereinafter referred to and addressed as Finnov India Development Center Pvt. Ltd. a company incorporated under the provisions of the Companies Act, 2013 and having its registered office at Office No - 301, Shree Shyam Building 80/12 Patnipura Square Indore Mp 452001. The website/Software/Application is owned by Finnov India Development Center Private Limited. Finnov India Development Center Private Limited can be defined as these various names Finnov India, Finnov partner application etc. our official website is www.finnovindia.com

This document/agreement/understanding is an electronic record in terms of the Information Technology Act, 2000, and is generated by a computer system and does not require any physical or digital signatures. This document is published under the provisions of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011.

Before you may use the Application, you must read all of the terms and conditions ("Terms herein”) and the Privacy Policy provided on the Application ( Finnov Partner Application) and website. By using Finnov Partner Application products, software, services, Website, and Application ("Services herein"), you understand and agree that Finnov India Development Center Pvt. Ltd. will treat your use of the Services as acceptance of these terms from such point of usage. You may not use the Services if you do not accept the Terms. If you do not agree to be bound by these Terms and the Privacy Policy, you may not use the Application in any way.

It is strongly recommended for you to return to this page periodically to review the most current version of the Terms. Finnov India Development Center Pvt. Ltd. reserves the right at any time, at its sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Terms. If you object to these Terms or any subsequent modifications to these Terms or become dissatisfied with the Website and Finnov Partner Application in any way, your only recourse is to immediately terminate use of the Application.

ACCEPTANCE OF FINNOV INDIA BUSINESS PARTNER PROGRAM

Finnov India Partner Program allows individuals/ Entities to get associated with Finnov India Development Center Pvt. Ltd. and refer Finnov India services to the customers who would like to apply for Loans, Credit Cards, Credit Lines, Insurance, Investments, Real-estate, & any other product that Finnov India Development Center Pvt. Ltd. may add from time to time. To participate, individuals must agree to these Business Partner Program Terms and Conditions (“Business Partner Terms”), which become part of the Finnov India Terms of Service, and which govern your participation in the Business Partner Program.

You acknowledge and agree that the Finnov India Partner Program is intended for and shall be used by Entities or individuals to affiliate lead generation and those Referral Links (defined below) shall be provided to Finnov India only.

DESCRIPTION AND ACCEPTANCE OF SERVICES

The company hereby offers you access to information primarily about certain financial products/services including loan facility, credit cards facility, investment services such as Savings account, Fixed Deposits, and mutual funds (the "Services"). The App provides loan, credit card facility, Savings account, fixed deposits which are powered by Finnov India Development Center Pvt. Ltd.

Your continued usage of the Services and ancillary services from time to time would also constitute acceptance of the Terms including any upgrade or modification thereof and you would be bound by this Concession until this Agreement is terminated as per provisions defined herein.

I hereby state that the Finnov India Partner registration details motioned declaration and undertaking given by me are true and correct and are legally binding upon me. In case it is found that the below motioned declarations and undertaking are wrong/false/incorrect Finnov India Development Center Pvt. Ltd. may, in its sole discretion, enforce/exercise any rights/remedies available to under law or contract or both against me. I will not generate any leads in the Finnov India partner application without customer consent.

You agree to receive communications through emails, telephone, and/or SMS, from the Company or its third-party vendors/business partners regarding the Services/ancillary services updates, information/promotional emails, and/or product announcements. In this context, you agree and consent to receive all communications at the mobile number provided, even if this mobile number is registered under DND/NCPR list under TRAI regulations. And for that purpose, you further authorize Company to share/disclose the information to any third party service provider or any affiliates, group companies, their authorized agents, or third-party service providers. The Company does not permit Users to access and view the contents of the Application without registration on the Application. Users may access the Application by registering to create an account and become a member. The membership is strictly not transferable. The Users agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current and complete. The Users are required to enter a valid phone number while registering on the Company’s Platforms.

The company will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements entered into for providing Services and ancillary services.

LICENSE AND APP ACCESS
By using the App you agree not to:

  • Use this App or its contents for any commercial purpose.
  • Make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand.
  • Access, monitor or copy any content or information of this App using any robot, spider, scraper, or other automated means or any manual process for any purpose without our express written permission.
  • Violate the restrictions in any robot exclusion headers on this App or bypass or restrict or circumvent other measures employed to prevent or limit access to this App.
  • Take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure.
  • Deep-link to any portion of this App (including, without limitation, the purchase path for any service) for any purpose without our express written permission.
  • "frame", "mirror" or otherwise incorporate any part of this App into any other App without our prior written authorization.

You agree that you will not use this website to :

Commit or cause to be committed any criminal offense or encourage conduct that would constitute a criminal offense or give rise to civil liability, or otherwise violate any local, state, federal, or international law or regulation. Upload, post, e-mail or otherwise transmit any content that is unlawful, defamatory, harassing, abusive, invasive of another’s privacy, infringes upon the rights of third parties, harmful, wrongful, or obscene.

After, damage, or delete any material, information or content, or communication that is not yours or to interfere with the ability of others to have access or use of this website.

Your Contributions automatically become the property of Finnov India without any obligation of Finnov India to you.

IPR AND COPYRIGHT

All content and materials available on Finnov, including but not limited to text, graphics, website name, code, images, and logos are either the intellectual property of Finnov India Development Center Pvt. Ltd. including Finnov India Partner Application reproduction, distribution, display, or transmission of any content on this site is strictly prohibited, unless specifically authorized. or under licensed use by Finnov India, and are protected. Any inappropriate use, including but not limited to the

ELIGIBILITY

You declare and confirm that you are a resident of India, above 18 (Eighteen) years of age, and can contract as specified under the Indian Contract Act, 1872 while availing the Services offered herein via this.

SUBMITTED CONTENT

By sharing or submitting any content including any data and information on the App, you agree that you shall be solely responsible for all content you post on the App and Company shall not be responsible for any content you make available on or through the App. You grant Company a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such content. You are prohibited from posting or transmitting to or from this App: (i) any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any goods or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary rights of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this App.

PAYMENT TERMS
  • By Registering on the App, you agree to the pay-out terms as proposed by the company. And the reward will be an issue as per the current payout structure on the product approval date. ( Lead generation date will not be considered for current payout structure)
  • You also agree that the pay-outs may vary from time to time at the sole discretion of the company.
  • The pay-outs credited will be post deduction of TDS. TDS will be as per prevailing government guidelines.
  • The revenue credit for a referred customer that gets converted will only be given only for 30 Days from the date of application from the customer.
  • We expect our Business Partner to support us to complete the journey of the customer on the Finnov India Partner Application by submitting the required details or any other content and push the customer to buy the product through Finnov India
LEAD VALIDITY
  • Verified Leads - Your verified Leads will have a validity of 7 days or Lead submitted by another Business Partner of Finnov India or any other source, whichever is earlier.
  • Unverified Leads - Your unverified leads will be valid for 24 hours or Lead submitted by another Business Partner or any other source of Finnov India, whichever is earlier.
  • The Users agree to:
    • maintain the confidentiality of their password;
    • take full responsibility for all activities by Users accessing the Application through their account but Finnov India has the right to only add Leads to your account as per your customer's requirement.
    • In case of duplicate cases and repeated leads only approve lead ID will be considered for rewards.
    • immediately notify the Company of any unauthorized use of their account or any other breach of security that they become aware of; and (iv) ensure that they exit from their account at the end of each session. The Users are solely responsible for all activities that occur under their account and that all purchases made by them
COMPLETED APPLICATION VALIDITY
  • Completed Application - Your customer's Completed Application will have a validity of 15 days or Application submitted by another Business Partner of Finnov India or any other source, whichever is earlier.
SERVICE FEES
  • You are strictly not allowed to collect any money in the form of cash or any other instrument from your customers whom you are referring to Finnov India. Finnov India can ask for or take service charges to your customers (as per product).
BUREAU CHECKS
  • By registering on the app, you agree that Bureau checks like CIBIL, Experian, Equifax, and CRIF will be generated by our lending partners for the customers referred by you.
  • By registering on the app, you are authorizing our lending partners to call, send SMS, Offers, and Campaigns for your customers, irrespective of their registration with DND/DNC, under TRAI guidelines.
WALLET-TERMS AND CONDITIONS
Dear Business Partner, Please Read The Terms And Conditions Very Carefully Before Transacting On Your Wallet Points.
  • I Reward Point is equivalent to Rs.1.
  • Maximum redemption eligibility for points is Rs 50/- on your transactions.
  • After successful disbursement of any loan type/sale completion of insurance/sale of credit line product/Credit Card issuance, Finnov India will add Disbursement points to your Wallet. These points will be added within 5 working days of the successful sale of each case you referred. Disbursement points will not expire. However, you will require to raise a redemption request within 2 months of its earning. Else Finnov India will redeem all the points to your Bank Account registered with Finnov India.
  • On occasions, Finnov India may award Bonus points to your Wallet. These points will be redeemable only with your Disbursement points. If there are no Disbursement points, Bonus points cannot be redeemed. These points are redeemable in conjunction with Disbursement points. Disbursement points have to be more than the Bonus points. Else redemption will not be possible.
  • None of the points are transferrable.
  • All redemptions will be made to the bank account registered with Finnov India.
  • All redemption requests will require approval from Finnov India Admin. These requests will be served within 5 working days.
  • All rights of points’ allocations are reserved with Finnov India. Any dispute to be handled within the jurisdiction of Indore courts. The wallet points program may also change from time to time, or may even be discarded at the sole discretion of the company.
  • All rights of points allocations are reserved with Finnov India. Any dispute to be handled within the jurisdiction of Indore courts.

Terms of Use

This Terms of Use (“TOU”) is published by Finnov India Development Center Private limited, a company incorporated under the Companies Act, 2013, having its registered office at 401, 80/12 Patnipura square Indore 452010 M.P (CIN) U67190MP2021PTC055279 hereinafter referred to as “Company” and/or “FinnovIndia” which term, unless repugnant to the context or meaning thereof, shall mean and include its directors, employees, and associates to provide the terms of use that will be applicable in the context of the FinnovIndia Website (FinnovIndia.com) and (hereinafter referred to as its “Application”) and govern the persons downloading, signing up/registering on the Application and purchasing the financial products as presented by Advisor through the Application (hereinafter referred to as “End Customer”) or downloading signing up/registering and/or promoting financial products of Company’s clients products and services on the Application to the End Customer (hereinafter referred to as “Advisor/s”) (End Customer and Advisor/s shall collectively be referred to as “Users”).

This TOU should be read with the Privacy Policy published in the privacy policy section of the Company Application. USERS ARE HEREBY NOTIFIED THAT BY USING THE COMPANY APPLICATION IT IS DEEMED THAT THE USERS HAVE CONSENTED TO THIS TOU AND BY ACCEPTING THE TOU AND PRIVACY POLICY AT THE TIME OF REGISTRATION IT IS DEEMED THAT THE USERS HAVE CONSENTED TO THIS TOU AND THAT THE USER REPRESENTS TO COMPANY THAT THEIR AGE IS 18 YEARS OR MORE THAN 18 YEARS AND THAT THEY ARE AUTHORISED TO USE THE APPLICATION AND TO ENTER INTO THIS AGREEMENT. IF A USER DISAGREES WITH THE TERMS OF THIS TOU OR THE APPLICATION OR INTENDS TO WITHDRAW THEIR CONSENT TO THE SAME THEN SUCH USER SHALL IMMEDIATELY CEASE USING THE COMPANY APPLICATION. IF A USER WISHES TO WITHDRAW CONSENT TO THESE TERMS THEN SUCH USER IS REQUIRED TO COMMUNICATE THE SAME TO THE GRIEVANCE OFFICER WHOSE DETAILS ARE PROVIDED IN THE PRIVACY POLICY ON THE APPLICATION IN THE MANNER SPECIFIED THEREIN.

This TOU and the Privacy Policy is a legally binding contract between the User and Company (as provided in the Indian Contract Act, 1872, Information Technology Act, 2000, and the Information Technology rules) and hereby specifies the following terms: -

  • The User is prohibited from publishing, hosting, displaying, uploading, modifying, transmitting, posting, communicating, updating or sharing any information that –
  • belongs to another person and to which the user does not have any right to;
  • is grossly harmful, harassing, abusive, blasphemous; defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
  • harm minors in any way;
  • infringes any patent, trademark, copyright or other proprietary rights and third party intellectual property rights;
  • violates any law for the time being in force;
  • deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
  • impersonate another person;
  • contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
  • threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.
  • is invasive of another person’s privacy including bodily privacy.
  • is insulting or harassing on the basis of gender.
  • promotes enmity between different groups on the grounds of religion or caste with the intent to incite violence. and
  • can be considered as unsolicited messages (commercial or otherwise).
  • Terms and conditions applicable to End Customer
  • By (the End Customer) continuing to the use of the Application and providing consent in the manner specified above, it is hereby agreed that the End Customer has gone through the terms of this TOU and the terms of the Privacy Policy and is aware of all aspects related to the information collected by the Advisor from such User.
  • The End Customer agrees and acknowledges that the representations and warranties made pertaining to the products are made by the Advisor and the Company shall not be held liable for any actions of the Advisor.
  • The End Customer represents and warrants that it shall be the responsibility of the End Customer to educate themselves about the plans and benefits of the products, in no event the Company shall be held liable for any loss incurred to the End Customer.
  • The End Customer represents and warrants that it shall not share its OTP with any third party and it is aware of the purpose of collection of its personal information thus the End Customer is providing the personal information with free consent.
  • The End Customer represents and warrants that it is aware of the transaction before transferring any amount to the Advisor.
  • The End Customer shall follow all the precautions before using or purchasing the financial services.
  • If the End Customer wishes to avail the services available on the Application, the End User may be asked by the Advisor to supply certain information relevant to their interest including, without limitation, the User’s name, User’s address, User’s phone number, Aadhar No. PAN No. and such other details as required to provide services.
  • The End Customer represents and warrants that the advice or information, whether oral or written, obtained by the End Customer on the Application will not create any warranty or guarantee by the Company other than those expressly stated herein. Further, the End Customer agrees and acknowledges that it shall be the responsibility of the End Customer to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, merchandise, and other information provided on the Application.
  • The End Customer shall not make any payments to the Advisor for the purchase or investment of the products and the Company in no circumstances shall be held liable for such payments made by the End Customer.
  • Terms and conditions applicable to Advisor
  • The representations and warranties made by Advisor to the End Customer shall be true and correct.
  • The Advisor shall not make any false, unauthorized, or exaggerated disclosures about the products.
  • The Advisor hereby represents and warrants that he/she shall not solicit the prospective leads to invest or subscribe or purchase the product through coercion including but not limited to threats, inducements, etc. The Advisor represents and warrants that he/she shall not be entitled to collect any money on behalf of the End Customer the Advisor shall at all points in time ensure that he/she does not directly or indirectly demand or accept money, commissions, or kickbacks from the End Customer.
  • By selling, promoting, or marketing the products to the End Customer it is deemed that the Advisor agrees and accepts and terms of the Service Agreement that shall be accessed through the same.
  • Advisor represents and warrants that the commercials, terms, and conditions pertaining to the products have dependencies on third parties i.e the financial institutions issuing such products and thus the Company shall not be held liable for any loss incurred by the Advisor.
  • Advisor represents and warrants that the Advisor is aware of the plans and benefits of the products.
  • If the Advisor wishes to avail the services available on the Application, the Advisor may be asked to supply certain information without limitation to OTP for signing up, Advisor’s name, Advisor’s address, Advisor’s phone number, Aadhar No., PAN No., bank details, contact list of Advisor and such other details as required to provide services. Advisor represents and warrants that the information supplied by the Advisor is true, correct, and complete.
  • By submitting such information, the Advisor grants the Company the right to provide the information to third parties for purposes of providing services to the Advisor and End Customer and for such other purposes as stated in the Service Agreement and Privacy Policy.
  • The User agrees to not use any engine, software, tool, agent, or other device or mechanism (such as spiders, robots, avatars, or intelligent agents) to navigate, hack, reverse engineer or search the Application;
  • User agrees and understands that in the event Company learns (either through itself or through reports from other Users or third parties) that the User is contravening with any of the provisions of this TOU or the Privacy Policy or any law for the time being in force than without prejudice to other available rights and remedies, Company shall at all times and its sole discretion be entitled to disable, block, restrict the User’s access to the Application, remove any or all information (including but not limited to the contravening information) of the User from the Application and suspend or cancel any pending payments payable to the User. Company reserves the right to take these actions without providing notice to the User. Company shall also be entitled to share such information with government authorities, attorneys, regulatory bodies, and law enforcement agencies.
  • The User hereby understands that unless agreed otherwise in writing, Company shall not be responsible to indemnify any losses suffered by the User. The User irrevocably waives any and all rights to make any claims, file any suits or threaten or initiate any action against the Company seeking indemnification.
  • The User agrees and acknowledges that Company shall at no point in time be liable for the losses, damages, or expenses suffered by the User owing to the disclosure of information (that is consented by the User as detailed in this TOU and the Privacy Policy or that is lawfully disclosed by Company to government, investigative or regulatory authorities) by Company. The User agrees and understands the revocation of consent to this TOU or Privacy Policy by a User shall be effective from the date Company acknowledges the intimation of revocation of consent by the User and such revocation shall not have retrospective effect under any circumstances.
  • IT IS HEREBY EXPLICITLY CLARIFIED THAT THE COMPANY SHALL NOT BE LIABLE AND DOES NOT EXPRESSLY OR IMPLIEDLY MAKE ANY WARRANTIES TO THE ACCURACY, TECHNICAL CORRECTNESS, BONAFIDE, OR AUTHENTICITY OF ANY INFORMATION ON THE APPLICATION (INCLUDING BUT NOT LIMITED TO PRICE, DESCRIPTION, ADVERTISEMENTS, CONTENT ON THIRD-PARTY LINKED WEBSITES) AND THAT (UNLESS OTHERWISE AGREED IN WRITING BETWEEN THE INFORMATION PROVIDER AND COMPANY) COMPANY IS PUBLISHING THEM ON AN AS-IS BASIS OR BASED ON THE INPUTS RECEIVED FROM SUCH INFORMATION PROVIDERS. COMPANY SHALL NOT BE LIABLE FOR THE ACTS OR OMISSIONS OF THE USERS THAT RESULT IN THIRD-PARTY INTELLECTUAL PROPERTY RIGHT INFRINGEMENT.
  • WHILE THE COMPANY MAY EXERCISE BEST EFFORTS WITH REGARD TO THE TECHNICAL UPKEEP, MAINTENANCE, AND AVAILABILITY OF THE APPLICATION, THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OF DATA OF THE USER OR FOR FAILURE OF THE APPLICATION OR APPLICATION RELATED PROBLEMS (TECHNICAL OR OTHERWISE). FURTHER, IT IS HEREBY CLARIFIED THAT THE COMPANY MAY AT ANY POINT IN TIME AND AT ITS SOLE DISCRETION MIGRATE, TRANSFER OR SHUT DOWN OR MODIFY THE APPLICATION OR ANY PART THEREOF WITHOUT NOTICE TO THE USER.
  • It is hereby clarified that in the event the User notices any content on the Application that infringes the intellectual property rights of any third party then the User shall have the option to report the same by writing to the Grievance Officer whose details are provided in the Privacy Policy. Upon receipt of such reports Company shall act in a time-bound manner in this regard. For other general feedback and inputs or reports (other than those specified in this TOU and the Privacy Policy) the User is encouraged to reach out to us on the “contact us” page of the Application.
  • IT IS HEREBY CLARIFIED THAT THE COMPANY’S (AND ITS PARTNERS) GROSS LIABILITY ARISING OUT OF OR IN CONNECTION WITH ANY DISPUTES, LOSSES, DAMAGES OR EXPENSES INCURRED OR SUFFERED BY THE USER BY THE USE OF THE APPLICATION OR THE CONTENT THEREIN OR SERVICES PROVIDED BY COMPANY SHALL NOT EXCEED RS. 1,000/- (RUPEES ONE THOUSAND ONLY). THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE HELD LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOST REVENUES HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY, INCLUDING BUT NOT LIMITED TO CONTRACT OR TORT AND WHETHER OR NOT WAS OR SHOULD HAVE BEEN AWARE OR ADVISED OF THE POSSIBILITY OF SUCH DAMAGE AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED STATED HEREIN. IT IS FURTHER CLARIFIED THAT THE COMPANY SHALL NOT BE RESPONSIBLE, IN ANY MANNER, WHATSOEVER FOR ANY DELAY OR FAILURE TO MEET ITS OBLIGATION UNDER THE TERMS AND CONDITIONS WHICH MAY BE CAUSED DIRECTLY OR INDIRECTLY DUE TO FAILURE ON THE PART OF THE ADVISOR FOR UNAVAILABILITY/UNRESPONSIVENESS OR FAILURE TO PROVIDE COMPLETE AND ACCURATE INFORMATION.
  • IN THE EVENT COMPANY FACES ANY SUITS OR CLAIMS OR SUFFERS ANY - LOSSES OR DAMAGES OR INCURS ANY EXPENSE OWING TO THE ACTS OR OMISSIONS (INCLUDING BUT NOT LIMITED TO THE CONTRAVENTION OF THIS TOU OR PRIVACY POLICY OR APPLICABLE LAW) OF THE USER THEN SUCH USER SHALL FULLY AND WITHOUT LIMITATION INDEMNIFY, PROTECT AND HOLD HARMLESS COMPANY, ITS DIRECTORS, EMPLOYEES AND ASSOCIATES FROM AND AGAINST SUCH LOSSES.
  • In the event Company has executed a separate written agreement with the User pertaining to the subject matter hereof then such agreement shall be read with the Terms of this TOU and Privacy Policy, in case of any conflict between the terms of such specific agreement and this TOU and Privacy Policy, the terms of such specific agreement (to the extent of the conflicting portion only) shall prevail.
  • This TOU and Privacy Policy shall be governed by the laws of India. User agrees that all disputes shall be subject to Arbitration by a sole arbitrator appointed by Company and the courts of Indore shall have the exclusive jurisdiction to decide any disputes between the parties (i.e. for obtaining interim relief and/or for enforcing the arbitral award). User and Company shall bear their respective cost incurred during the dispute resolution process.
  • Company may amend or alter or vary this TOU and the Privacy Policy at any time and shall inform the User from time to time. In case of non-compliance with this TOU and Privacy Policy, the Company has the right to terminate the access or usage rights of the Users and/or suspend/freeze/block the wallet or account of the User.
  • If any term or condition of our TOU and Privacy Policy shall be deemed invalid, illegal, or unenforceable, the parties hereby agree that such term or condition shall be deemed to be deleted and the remainder of the TOU shall continue in force without such term or condition.
  • No delay or failure on the Company’s part to enforce our rights or remedies under the Terms of Use or other policies shall constitute a waiver on our part of such rights or remedies unless such waiver is confirmed in writing.
  • Company shall not be liable for any failure or delay in performing any of its obligations under this TOU or Privacy Policy if such delay or failure is attributable to reasons beyond its control or due to a force-majeure event (including but not limited to natural disasters, strikes, lock-outs, labour problems, work stoppages, riots, acts of terrorism, technical problems or failures, delays or failure of services by vendors).
  • User is responsible for making all arrangements necessary for them to have access to the Application and thereby the Services. User is also responsible for ensuring that any persons who access the Application through the User’s account is aware of these terms and that they shall comply with them. User and such persons are jointly and severally responsible and liable for all activities that take place or occur under the User’s account. User agrees that their ability to log into their account is dependent upon external factors such as internet service providers and internet network connectivity and Company shall not be liable to User for any damages arising from your inability to log into the User account. User hereby agrees and represents that the User is in compliance with applicable law. The User agrees and acknowledges that the Company shall not be held liable or made a party to any dispute between the User, and the User shall be responsible to indemnify the Company from and against any losses, damages, or claims that are made or threatened to be made against the Company.


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